BWA Understands the Challenges to Financial Well-Being

  • Uncertainty
  • Unforeseen risks
  • Steep losses / declines in portfolio value
  • Lower market return expectations
  • Complex products
  • Complex pricing
    • High brokerage fees / commissions
    • Hidden fees
  • Unrecognized “traps” and inefficiencies
    • Holdings overlap
    • Over / under / poorly diversified portfolios
  • Tax ramifications
  • Inconsistent performance
  • Changes in personal circumstances
    • Death, divorce, health issues, etc.
  • Fraud